Health Care Unitization Paper
Health Care Reform
By: Sara Robinson
University of Phoenix
Instructor: Glorinda Pastorius
The new health care reform has brought up many questions and concerns among the American people. The health care reform was signed into act 2010 by president Obama. The health care act was put into place because of the ongoing health care crisis in the United States. Later the health care reform act was updated and the new laws were put into place in January of 2014. In this paper I plan to address issues on the new healthcare reform act. Addressing weather the reform act has expanded or inhibited access to health care. How the changes have influenced utilization of care. Give an explanation of what Universal healthcare, if it reflects the healthcare reform and who the stakeholders are in universal healthcare. In this paper I will also discuss the emerging roles in the health care industry.
The Healthcare reform act was put into place by President Obama; this law expanded affordable health insurance to millions of he underinsured and uninsured. The positive effects that the healthcare reform are, allowing young adults under the age of 26 to be able to say on their parents/gardens insurance plans, this assists 6.6 million young adults who are not able to afford insurance. (Consumer Reports, 2013) The Medicare expansion widens the range of coverage to lower income and immigrants that have been in the United States for 5 or more years. (Washington State Health Authratiy, 2014) The healthcare income subsides for lower income individuals and families; this is a tax credit that can assist with the cost of purchasing health insurance. With the new law people can no longer be denied coverage due to preexisting conditions or health, sex or race. (Consumer Reports, 2013) The new law also prohibits the insurance companies form having a lifetime cap on policies that have exceeded the amount the insurance companies want to pay. (Washington State Health Authratiy, 2014) What denial of insurance did to the preexisting conditions and people who had reached their limits was denying the people who needed insurance the most. The debate on whether the new reform is going to be successful, there are still issues that are holding the middle lower class form abating regular healthcare. One of those issues are the fact that even with the tax credit and lower monthly cost of premiums the high deductible and cost of regular medical care is a deterrent for struggling lower income Americans. The concern is the out of pocket expenses will reflect on a lower incomes person’s ability to receive quality care. (Nunley & Fellows, 2008) The smaller companies and businesses are also faced with the choice of lowering the monthly cost and opting for a higher deductible insurance plan. The higher deductible plans means more out of pocket spending, which some incomes cannot afford. (Nunley & Fellows, 2008) This means the insurance companies and Medicare will be more focus on reducing the health care cost and spending. The health care reform has influenced the utilization of care by giving greater access to affordable preventive care, lower drug and prescription costs, and better coverage for chronic illness. (AB, et al., 2003). The number of people that reach out to outpatient facilities has increased by 29% over that past decade; (AB, et al., 2003) this indicates that the consumers are looking for a less expensive alternative to the more expensive emergency room visit. There are a greater number of outpatient facilities in rural areas where there is less access to general practitioners and hospitals. The Health Care and Education Reconciliation Act increased investments to the more needy areas where there is less access to healthcare facilities. (Senate, 2010)The 2010 reform act included grants and federal funding to higher education. (Stansfeild, Cross, & Hui, 2012) The reason why the grants...
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Anderson, A. D. (2014). The Impact of the Affordable Care Act on the Health Care Workforce. Washington DC: The Heritage Foundation.
Balaced Politics. (2014). Retrieved from Balaced politics.org: http://www.balancedpolitics.org/universal_health_care.htm
Consumer Reports. (2013, March). Retrieved from Consumer Reports.org: http://www.consumerreports.org/cro/2012/06/update-on-health-care-reform/index.htm
Evans, M. (2014, 09 20). Modern Healthcare/healthcare reform. Retrieved from Modern healthcare: http://www.modernhealthcare.com/article/20140920/MAGAZINE/309209980
Nunley, & Fellows, W. H. (2008). Issues facing America: Underinsured patients. AAOS Now. Retrieved from American Academy of Othopedic Surgons.
Nunley, M., & Fellows, W. H. (2008). Issues facing America: Underinsured patients. AAOS Now. Retrieved from American Academy of Othopedic Surgons.
Stansfeild, P. S., Cross, N., & Hui, N. (2012). Intoduction to Health Care Professions (Vol. 6th ).
United Nations. (2014). World Health orginization. Retrieved from WHO: http://www.who.int/universal_health_coverage/en/
Washington State Health Authratiy. (2014). Retrieved from WSA healthcare reform: http://www.hca.wa.gov/hcr/Pages/default.aspx
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