ACA and Consumer Protection to Quality Health Care

Topics: Health care, Health insurance, Medicare Pages: 12 (1783 words) Published: June 17, 2014
Crystal Donnelly
HI 201
Professor Altus
March 17, 2014
ACA and Consumer Protection to Quality Health Care
I. INTRODUCTION
“If you think about how healthcare is delivered, it’s an on and off basis. Someone comes into a hospital, someone comes into a pharmacy, and someone comes into a doctor. But beyond those touch points, the patients are on their own. There’s no real continuity of care.” (Christopher A. Viehbacher)

On March 23rd 2010, Barack Obama signed the Patient Protection and Affordable Care Act (ACA) into law, which is the most complex and comprehensive medical reform in the history of the United States in over a century, it’s an attempt to reform the health care system so that Americans can afford to be insured. Right now more people stand uninsured, and unprotected.

Currently, 57 million Americans under the age of 65 are uninsured, and with the ACA, it can cover people with pre-existing medical conditions. When fully implemented, the goal is to have everyone on an affordable and efficient healthcare plan.

The American healthcare system has been growing at an unsustainable rate, a lot of Americans have been priced out of being able to buy coverage for their families.

II. THE AFFORDABLE CARE ACT
The Patient Protection and Affordable Care Act (ACA), also known as Obamacare, ensures that all Americans will have access to quality, affordable health care coverage.
The ACA puts consumers back in charge of their healthcare. Under this law, a new "Patient’s Bill of rights." gives Americans stability and flexibility with their healthcare.
Even if you need health coverage or already have it, the new health care law offers new rights and protections that make coverage easier for understanding.
How the new health care law protects you: creates the health insurance marketplace, gets health coverage, requires that insurance companies cover people with pre-existing medical problems, holds insurance companies responsible for rate increases, protects your choice in doctors, breastfeeding equipment and support, and mental and substance abuse services. III. BACKGROUND/HISTORY OF HEALTH CARE IN US (TIMELINE OF ACA)

A background history for healthcare can stretch back almost more than a century. For the United States, the earliest recorded was in the late 1800’s. Healthcare evolved from being a simple system of untrained, unprofessional doctors and home-based remedies/medicines to a scientific and technological and complex world of today.

Trying to imagine how to handle the severity of some of the health problems we have today in the 1800’s is horrifying. Our system of handling has most definitely advanced in terms of approaching how we take care of our citizen’s healthcare and well-being.

The implementation timeline for the ACA/PPACA is designed to explain when provisions will be implemented over the next few years. Between 2010 and 2014, 80 provisions out of 87 have been implemented. In 2010, 26 of 26 total were successfully implemented: A review in health plan premium increase, change in Medicare provider rates, qualifying therapeutic discovery project, Medicaid and CHIP payment, prevention and public health fund, effective research, Medicare drug rebate, small business tax credit, Medicaid drug rebate, coordination for dual eligibilities, generic biologic drugs, new requirements for non-profit hospitals, Medicaid coverage for childless adults, insurance programs, pre-existing condition plans, prevention counseling, consumer website, tax on indoor tanning services, expansion on drug discounts, adult dependent coverage extended to 26, insurance plans appeal process, preventive benefits, health centers and health service corporations, healthcare workforce corporations, and Medicaid community services.

In 2011, 18 implementations out of 20 were successfully implemented: closing the Medicare drug coverage gap, Medicare payments for primary care, Medicare prevention benefits, and center for Medicare and...

Cited: “Health Reform Implementation Timeline.” The Henry J. Kaiser Family Foundation, 2014. Web. 4 Mar. 2014.

Heinz, Matthew. “Making Health Care Coverage More Accessible and Equitable for Same Sex Couples.” U.S. Department of Health and Human Services. 14 Mar. 2014. Web. 15 Mar. 2014.

How does the Health Care Law Protect Me? U.S. Centers for Medicare & Medicaid Services. n.d. Web. 4 Mar. 2014.
Obama, Barack. Interview by Chuck Todd. “Health Care that Works for Americans.” NBC News. Nov. 2013. Web. 5 Mar. 2014.
Obamacare: Pros and Cons of Obamacare. n.d. Web 5 Mar. 2014.
See the Benefits of the Affordable Care Act in Your State. 2013. Web. 7 Mar. 2014.
The Patient Protection and Affordable Care Act: A Snapshot of Pros and Cons. n.p. 19 Nov. 2012. Web. 12 Mar. 2014.
Virhbacher, Christopher. “Food for thought Continuity of Healthcare.” Harvard’s First Forum on Healthcare Innovation Report (2012): 10. Web. 5 Mar. 2014.
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